North Carolina – Judge orders HOA insurance company to pay family $20,000

Judge orders HOA insurance company to pay family $20,000MINT HILL, N.C. – Brian and Lori Phelps are finally at peace in their Mint Hill home. They didn’t know a 2009 move from California to the St. Ives neighborhood would end in a big court battle. Brian Phelps said the HOA started charging them with violations when they planned to build a patio.

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